The average pension savings per participant in Georgia reached GEL 6,437 as of October 2026, while the total value of the Pension Fund’s assets exceeded GEL 10.2 billion, according to the fund’s latest statistics. Pension assets increased by more than GEL 150 million during October, representing the accumulated savings of 1,594,717 citizens.
Approximately GEL 10.1 billion, or 99.3% of total pension savings, is held in the conservative investment portfolio, where all participants are automatically enrolled. As of October, 10,380 citizens had switched to balanced or dynamic portfolios.
The dynamic portfolio generated the highest investment return during the first ten months of 2026, reaching 12.86%. The balanced portfolio recorded a 12.21% return, while the conservative portfolio generated 10.2%. The portfolios differ in their asset allocation, with the dynamic option having the largest share of foreign-currency investments and global stock market assets.
Under Georgia’s funded pension system, 6% of an employee’s salary is contributed monthly: 2% by the employee, 2% by the employer and 2% by the government. According to the fund, total contributions have reached GEL 7 billion, while accumulated investment returns amount to approximately GEL 3 billion.
