Commercial bank lending in Georgia increased by GEL 1.69 billion to GEL 78.1 billion in September 2026, up by 2.66% month-on-month and by 16.91% year-on-year, according to National Bank of Georgia (NBG) data.
Foreign-currency loans accounted for the largest share of monthly growth, increasing by GEL 892.5 million, while lending in Georgian lari rose by GEL 796 million. The loan larization ratio fell by 0.25 percentage points to 58.54% at the end of September.
Loans to resident legal entities totaled GEL 33.67 billion, including GEL 11.32 billion in lari-denominated loans and GEL 22.35 billion in foreign-currency loans. Meanwhile, lending to resident households grew by GEL 726.78 million, or 1.77%, during the month to reach GEL 41.87 billion.
Excluding exchange-rate effects, foreign-currency lending to resident businesses increased by 4.63% month-on-month, the NBG reported.
