Deposits held in Georgia’s banking sector reached GEL 77.44 billion at the end of September 2026, up by GEL 1.82 billion, or 2.41%, month-on-month, according to the National Bank of Georgia (NBG). Over the past 12 months, total deposits increased by 20.45%.
The monthly increase was driven primarily by a GEL 1.23 billion rise in demand deposits, while term deposits grew by GEL 590 million.
The deposit larization ratio reached 57% at the end of September, up by 0.22 percentage points from the previous month, or 0.01 percentage points excluding exchange-rate effects.
The average weighted annual interest rate on term deposits stood at 7.10% in September. Rates averaged 8.66% for deposits in Georgian lari and 2.40% for foreign-currency deposits. Among foreign-currency deposits, the US dollar accounted for 78.07% and the Euro for 19.85%.
