The volume of loans issued by commercial banks (excluding interbank loans) decreased by GEL 108.11 million (0.17%) in February 2025, totalling GEL 62.58 billion at the end of the month, the National Bank of Georgia (NBG) reported.
The annual loan growth rate, excluding the exchange rate effect, was 17.43%.
During the same period, loans issued in the national currency increased by GEL 275.56 million (0.78%), while loans in foreign currency declined by GEL 383.66 million (1.40%).
At the end of February 2025, commercial banks had issued GEL 10.61 billion in national currency loans to resident legal entities, up 0.24% from the previous month, and GEL 17.89 billion in foreign currency loans, down 1.42%.
Lending to the resident household sector rose by GEL 122.98 million (0.39%), reaching GEL 32.06 billion by the end of February.
The larization ratio of total loans stood at 56.86%, an increase of 0.538 percentage points compared to the previous month.
