As of November 2025, Georgian banks’ total credit portfolio reached 69 billion GEL, marking a 14% year-on-year increase. Lending to individuals totaled 26.5 billion GEL, while the corporate sector received 24.8 billion GEL. Loans to small and medium businesses amounted to 10.6 billion GEL, and micro businesses received 9 billion GEL.
Among business sectors, real estate development led lending with 4.3 billion GEL, growing 14% annually. The service sector followed closely with 4.2 billion GEL (+20% YoY), and real estate management ranked third with 3.8 billion GEL (+18% YoY).
Other sectors saw more modest growth: hotel and tourism lending rose only 3%, energy sector loans increased 14%, and agriculture lending grew by 8% annually.
This shows that real estate and service-related sectors remain the main focus of corporate lending in Georgia, while other sectors, including tourism and agriculture, are expanding more slowly.
