Georgia’s Pension Agency reported that its total assets surpassed GEL 9.4 billion in May, covering savings of 1.55 million participants. The average pension savings per participant now stand at GEL 6,048, while the fund grew by roughly USD 2.4 billion over the past year.
The vast majority of assets, GEL 9.28 billion, remain in the conservative portfolio, which includes government securities and bank-issued instruments. Smaller portions are allocated to the balanced and dynamic portfolios, which together account for just over 70,000 participants and have higher exposure to foreign currency and global equities.
Returns vary by strategy, with the dynamic portfolio leading performance at 8.99% year-to-date (January–May 2026), followed by the balanced portfolio at 7.45% and the conservative portfolio at 5.91%.
Under Georgia’s mandatory pension system, contributions equal 6% of gross salary, split among the employer, employee, and the state, and are invested by the fund across these portfolios based on participants' choices and risk profiles.
