Health insurance has become more expensive in Georgia. According to Geostat, medical insurance premiums were 8.5% higher year-on-year in August. Insurers say the pace of price increases varies depending on the type of policies and medical services they offer.
Mikheil Japaridze, General Director of Ardi, told BMG that the company’s health insurance premiums have increased by around 10–12% on average. He said medical inflation is not the only factor behind the increase, with higher utilization of healthcare services also contributing to rising costs.
According to Japaridze, the biggest price increases are being seen in services with high demand, including outpatient care, medicines and certain hospital services. He noted that Ardi mainly purchases services from premium clinics, meaning increases in premium healthcare costs have a stronger impact on the company’s insurance prices than on insurers focused on more budget-oriented products.
As of June 30, 2026, Georgia had 820,627 active health insurance policies, according to the Insurance State Supervision Service. This is 54,815 more policies than in June 2025 and 85,566 more than in the same period of 2024. Private health insurance coverage therefore accounts for around 21% of Georgia’s population.
