The volume of loans issued by commercial banks (excluding interbank loans) in October 2025 increased by 507.77 milion GEL or by 0.75% compared to the previous month (exchange rate effect excluded, increased by 0.80%) and constituted 68.03 billion GEL by the end of October 2025, - according to the report published by the National bank of Georgia (NBG). The YoY growth rate of loans, excluding exchange rate effect, was 12.71%. The volume of loans in national currency increased by 470.13 milion GEL (1.21%) and the volume of loans in foreign currency increased by 37.64 milion GEL or by 0.13% in the same period (exchange rate effect excluded, increased by 0.25%).
By the end of October 2025, the total volume of national currency denominated loans to resident legal entities issued by commercial banks amounted to 10.82 billion GEL (1.07% more compared to the previous month), and foreign currency denominated loans constituted 19.09 billion GEL (0.29% less; exchange rate effect excluded volume of lending in foreign currency decreased by 0.19 %).
During October 2025, the volume of lending to resident household sector increased by 1.08% or 378.83 milion GEL, and constituted 35.52 billion GEL by the end of October 2025.
Larization ratio for total loans constituted 58.03% by the end of October 2025 and increased by 0.260 percentage point (exchange rate effect excluded, increased by 0.23 percentage point), compared to the end of September 2025.
