The volume of loans issued by Georgian banks reached GEL 75.43 billion at the end of June 2026, increasing by GEL 1.30 billion (1.75%) compared with the previous month, according to statistics published by the National Bank of Georgia. Excluding exchange rate effects, the monthly growth stood at 2.41%.
The annual growth rate of the loan portfolio, adjusted for exchange rate effects, amounted to 14.47%. In June, lending in the national currency increased by GEL 985.05 million (2.29%), while foreign currency loans grew by GEL 311.13 million (1.00%).
Loans to resident legal entities totaled GEL 32.83 billion at the end of June, including GEL 11.41 billion in lari-denominated loans and GEL 21.42 billion in foreign currency loans. Lending to resident households increased by GEL 701.19 million (1.78%) during the month, reaching GEL 40.11 billion.
The loan dollarization ratio stood at 58.37% at the end of June, up 0.31 percentage points from the previous month. Excluding exchange rate effects, the ratio decreased by 0.07 percentage points, according to the central bank’s data.
