Georgia’s microfinance sector recorded a significant increase in profitability in the first half of 2026, with net profit rising 66.5% year-on-year.
According to data from the National Bank of Georgia, microfinance organizations earned GEL 117.5 million in net profit during January–June 2026, compared with GEL 70.5 million in the same period of 2025.
The sector’s total assets reached GEL 2.579 billion, while liabilities amounted to GEL 1.7 billion. As of the end of June, microfinance organizations had issued 872,313 loans, with a total loan portfolio of GEL 2.171 billion.
Pawn loans remain the dominant segment, accounting for 79% of total lending. Microfinance organizations issued 800,354 pawn loans worth GEL 1.722 billion. Consumer loans ranked second with a portfolio of GEL 287.4 million, followed by trade and service sector loans at GEL 80.5 million.
Loans issued to legal entities totaled 534, with a combined portfolio of GEL 20.5 million. A total of 28 microfinance organizations currently operate in Georgia.
