As of May 2025, Georgia's banking sector continues to show robust lending activity, with the total volume of loans issued to the private sector reaching GEL 39.2 billion. This marks a significant increase of GEL 5.2 billion or 15%, compared to the same period in 2024.
Among the various economic sectors, real estate development stands out as the top recipient of bank loans. The sector's loan portfolio has grown by 27% year-on-year, reaching GEL 4.21 billion. This surge reflects continued investor confidence and strong demand for new construction and infrastructure.
Following closely is the services sector, which has seen its loan volume grow to GEL 3.89 billion, representing a 24% annual increase. The broad nature of this sector—including professional services, retail, and support industries—suggests diverse economic activity and a healthy appetite for business expansion.
In third place is the real estate management sector, with a loan portfolio of GEL 3.47 billion and an annual growth rate of 18%. This steady rise indicates ongoing investment in property operations and leasing services.
However, not all sectors are experiencing such momentum. Lending to the hotel and tourism sector has increased by just 1%, reaching GEL 3.2 billion. This minimal growth points to a noticeable decline in investor interest, potentially due to market saturation or shifting priorities following recent global and regional economic changes.
Similarly, the agricultural sector has seen modest growth of only 5%, suggesting it remains a lower priority for commercial lending compared to more urban-focused industries.
