The “Preferential Agrocredit Project” is a government co-financing scheme through which the state subsidizes interest payments on agricultural loans for entrepreneurs in Georgia’s farming sector.
According to the Agricultural Development Agency, between 2013 and 2025 a total of 1.07 billion GEL in subsidies was disbursed across 8,089 business loans taken by 2,827 companies. The total value of the underlying loans issued by banks reached 4.5 billion GEL, meaning the average loan size stood at 561,000 GEL, while the average subsidy per loan was around 132,000 GEL.
A breakdown of the data reviewed by BMG shows that the largest share of subsidies—311 million GEL—was directed toward wine, brandy, and grape production. This confirms that the viticulture and winemaking sector remains the primary beneficiary of the program.
The structure of the statistics also suggests strong concentration in this sector, as several categories are grouped under broad headings. For example, horticulture received 270.9 million GEL, but the data does not specify whether funds were used for almonds, apples, citrus, peaches, or other crops. In contrast, viticulture-related support is more detailed and includes subcategories such as grape purchasing (148 million GEL), wine production (109 million GEL), and general viticulture activities (45 million GEL), among others linked to wine production.
Livestock farming received 36 million GEL in subsidies, although the data does not specify whether this was directed toward cattle, sheep, or other types of livestock production.
